Independent Appraisal Services, LLC is your FHA certified appraisal company

The FHA publishes the rolls of approved appraisers for each state - Independent Appraisal Services, LLC is on the roster of approved appraisers for Wisconsin.  We're qualified and approved to do reports for FHA insured financial transactions. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Independent Appraisal Services, LLC is well-trained on how to comply with the rules and regulations provided.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD); if your financial transaction is an FHA loan, it means it is underwritten by them. The lending organization takes care of all the funds being borrowed - the FHA simply secures the transaction through mortgage insurance in case the borrower defaults on his or her loan. Low-income and moderate-income consumers benefit the most from FHA-backed loan programs. The point of the Federal Housing Administration is to assist credit-worthy buyers get approved for mortgages that they otherwise would not. Unlike the VA appraiser panel, the lender working with FHA has the freedom to choose the appraiser.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are incredibly beneficial to those buyers with less accessible funding.